Retirement

Gold bars on nugget grains background. (Photo by Shutterstock)Shutterstock After lackluster returns in recent years, gold is finally showing signs of life, according to several leading newsletter advisors and contributors to MoneyShow.com. Here are some favorite precious metals ideas for investors seeking to add some glitter to a diversified portfolio . Nick Hodge, Wall Street’s
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Adults over 40 took the lead in what researchers are calling the “the largest marathon study of recreational runners ever conducted.” Compiling a total of 3.5 million marathon data records, researchers analyzed marathon data information on nearly 3 million runners from 39 countries, seven continents and some 238 nationalities in 784 marathons between 2014 and
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The University of California, San Diego, through its Alzheimer’s Disease Cooperative Study (ADCS)—the largest Alzheimer’s clinical trials consortium in the United States—is coordinating a new national clinical trial for the treatment of Alzheimer’s disease (AD).  And all sites are currently looking for volunteers. A progressive, fatal neurodegenerative dementia that accounts for 60 – 80 percent of dementia
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Mortgage debt in retirement presents an additional planning challenge.Retirement Researcher More Americans are now entering retirement while still carrying a mortgage. In 2014, the Consumer Finance Protection Bureau reported that the percentage of Americans aged sixty-five and older with a mortgage rose from 22 percent in 2001 to 30 percent in 2011—a rise from 3.8
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How do you want to be remembered by your relatives and friends when you leave this earth? Surprisingly, more than two-thirds (69%) of Americans say they most want to be remembered for the memories they’ve shared with loved ones, according to a recent insightful report prepared by Merrill Lynch and Age Wave. This finding held
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What do you do when you want to make a difference, but there’s no established charitable organization that can help you achieve your objectives? Whether you want to raise awareness of a rare disease that claimed a loved one, or help people break their “addiction” to their smartphones, there are times when you need to
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Investors have finally gotten savvy to fiduciary, and know that it means advisors who must put clients first. While this seems pretty black and white, it’s not as easy as it looks and still leaves room for lots of investor abuse. Getting a “real” fiduciary who’s not covertly selling you expensive commission products can be
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Yuyuan Tourist Mart (AA)Getty All-day dining won’t solve Starbucks’ big problem in China: Growing foreign and domestic competition. Starbucks is introducing a new store concept in China in Shanghai: All-day dining, featuring fresh Italian food, according to a Bloomberg report. “The Starbucks Reserve Bakery Cafe is, along with the already-opened Reserve Roastery, part of the
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The National Institute on Aging (NIA) offers a myriad of opportunities to learn about and participate in the study of Alzheimer’s Disease and related dementias.  And for good reason. Scientist holds blood sample to investigate remedy against Alzheimer’s disease, conceptual imageGetty A person born in 1900 had an average life expectancy of 47 years. By
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. Photographer: Qilai Shen/Bloomberg© 2016 Bloomberg Finance LP China’s top long-term problem isn’t the trade war that dominates the social media recently. It’s a home bubble—the soaring home prices that makes landlords rich, while it shatters young people’s dreams of forming a family. Average prices of new homes in 70 Chinese cities climbed by 9.7% on an annual
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Investing is the means to reaching dreams—dreams people have at different stages of their lives. Younger people dream of lavish houses, luxury cars, elegant yachts, and traveling to exotic places. Older people dream of sending their children to top colleges, buying vacation homes, and a comfortable retirement. Simply put, investing is about the “meaning of
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Couple working on retirement planning Photo credit: GettyGetty I was recently asked by a dad if his daughter should save into her 401(k) plus open an IRA. While they are both tax-deferred savings accounts, their savings opportunities differ significantly. Many people aren’t aware of the savings opportunity that a 401(k) or 403(b) plan allows. Often,
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As our lives have been getting longer and healthier – compared to prior generations – some people advocate doing away with the concept of retirement altogether. In support of that idea, increasing numbers of workers report in surveys that they expect never to retire, and not just because they can’t afford to but often because they
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(AP Photo/Reed Saxon, File)ASSOCIATED PRESS Digitalization, the growing use of digital technologies in the ways businesses interact with each other and with their customers and suppliers, has radically changed the rules of the market game in almost every industry. So has globalization, the integration of domestic and overseas markets. In some industries, digitalization and globalization
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Legislation wending its way through Congress and a recent Government Accountability Office report may lead the way to boosting Social Security benefits for America’s poorest retirees. The mechanism: adjusting the formula for Social Security’s annual Cost-of-Living Adjustments (COLA) from the current system to one based on how Americans 62 and older really spend their money.
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