Predictions and forecasts are often regarded as the same thing. They are not. Predictions are based on what you think, or feel, will happen and are concerned with the unknowable. Forecasts, by contrast, are evidence-based judgement calls on the likelihood of something happening. When people ask where the market is headed, they are looking for
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Social Security may be one of your largest assets. What and when you collect will make a huge difference to your lifetime benefits. Today’s column examines the determination of spousal benefit amounts, taking reduced retirement benefits before later filing for spousal benefits, widow(er)’s benefits before retirement benefits, the availability of spousal benefits and how they
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